Hoops
Wednesday, September 26, 2007
As we are proceeding with the possibility of filing for bankruptcy, we are discovering there are a few hoops through which we must jump. One is consulting with a debt management agency for a "pre-bankruptcy" educational meeting. It costs $75.00. Second is a pre-discharge meeting (a meeting right before the judge "releases" you of your debts). It's designed to make sure you have the skills to avoid further debt problems. It costs $100.00. Both meetings are required by the courts. On top of those expenses is $300 dollars to file for bankruptcy, and another $1000 to pay the attorney.
The hoops are not a big deal to us, but for the fact that they COST! If we had money to pay those types of fees, we wouldn't be filing for bankruptcy in the first place!
When I called the debt mgmt company with which we've been working, and they explained some of these costs, I practically burst into tears right then and there.
We've talked about pawning my wedding ring for the money. Because our budget is so frugal we really don't have any extra spending money anywhere.
Please, friends, pray that God will make a way!
The hoops are not a big deal to us, but for the fact that they COST! If we had money to pay those types of fees, we wouldn't be filing for bankruptcy in the first place!
When I called the debt mgmt company with which we've been working, and they explained some of these costs, I practically burst into tears right then and there.
We've talked about pawning my wedding ring for the money. Because our budget is so frugal we really don't have any extra spending money anywhere.
Please, friends, pray that God will make a way!
